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Discover the checking account that fits your lifestyle

With unique options and convenient features, every M&T checking account has something different to offer to help meet your everyday needs.

More Choices.
More Possibilities.

Explore products and services designed to help you reach your goals.

Checking
Mortgages
Lines of Credit/
Personal Loans
Credit Cards
Financial Education Center
Savings & CDs
Investments & Insurance
Digital Banking

Simple, encrypted and always in your pocket1

M&T MOBILE BANKING

Send & receive money

Deposit checks on the go

Apple and Android icon

Available on Android and iOS

Monitor your spending habits

Mobile Banking
Woman on mobile device

Simple, encrypted and always in your pocket1

M&T MOBILE BANKING

Zelle Icon

Send & receive money

Mobile device with check

Deposit checks on the go

Apple and Android icon

Available on
Android and iOS

Chart and coin icon

Monitor your
spending habits

Mobile Banking

The Spotlight Shop

Our Spotlight Shop highlights businesses from the communities M&T serves, featuring everything from restaurants to retail. Check out which ones are featured near you!

What can we help you with today?

HELP CENTER

BANKING WITH M&T

"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."

LAURA AND DAVID ALIMA
OWNERS OF THE CHARMERY

Top 10 SBA Lender Nationally Logo

Top 10 SBA Lender3

Greenwich Excellence/Best Brand 2022 Logo

Top 5% of Banks4

Celebrating Disability Pride Month.

At M&T Bank, prioritizing people is at the heart of our mission. We recognize that Disability Pride Month is a time to celebrate the signing of the Americans with Disabilities Act (ADA) and honor individuals who embrace their disabilities as a fundamental aspect of their identity.

Reflecting our communities.

MULTICULTURAL BANKING

M&T is committed to the growth and sustainability of the businesses and neighborhoods we serve, working to understand the needs of our clients and colleagues across our organization so we can truly reflect our communities.

Partnering for Change in the Communities We Serve

$34.9 million

IN LOCAL GRANTS

$1.6 billion

IN COMMUNITY LOANS

>50,000

EMPLOYEE VOLUNTEER HOURS

Mortgage Assistance Programs

Mortgage Assistance Programs

We're here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship. Learn More

Mortgage Assistance Programs

We're here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship. Learn More